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 ViV
The company ViV has been established in 2001 by Fredi Salamanov and Ljubisa Zivkovic and deals with wholesale and retail trade of souvenirs and other domestic appliances. Since the beginning they have been clients of ProCredit Bank and they use ProStandard loan, as well as a large number of its products. They are especially content with the modern method of operation and the relationship they establish with the client. “The cooperation between ViV and ProCredit Bank will continue for a long time”- say the owners.
 Du-El-Ma
Du-El-Ma Ltd. has been established in 1996, they work with electrical installations and since 1988 also trading in electrical materials, in their own business facility. They cooperate with about 300 regular clients- legal entities of the region Ohrid- Struga- Resen- Bitola- Kicevo, but also natural entities of the same region. The loans have been used for working capital.
 Barok AG LLC, Struga
Barok AG LLC from Struga is a company for production of furniture of this brand. They have won awards at many expos in the country, and they are also known in the neighboring countries for their quality. They have been present on the market for more than ten years with their products, and they execute their payments through ProCredit Bank for more than two years. The owner Vebija Kracoski is hoping for equally good cooperation in the future.
 Saso Jonoski
Saso Jonoski is the owner of a company for processing of paper (final processing of large rolls of paper into toiler paper and napkins) in Kicevo. He owns a family business, together with his wife and children. He is using his fourth loan from ProCredit Bank, as well as Business Overdraft. He distributes to all companies in the city, as well as other cities like Makedonski Brod, Struga, Bitola, Gostivar and Tetovo.
 SHAHINLI, Gostivar
The client started his business in 1990. Now 3 years he is client of PCB bank. His business with producing elements for shoes and high heels is growing up rapidly and the products that he sells are in much demand. Thanks to ProCredit Bank today SHAHINLI, Gostivar is one of the biggest manufacturers in this field.
 RIMA STIL d.o.o.
Loan officer Katerina Trajkovska
Risto Manevski is cutting and processing all types of metal sheets on his own built machine. The graduated metal engineer worked the last 30 years in a big Macedonian company and had the chance to be trained in Krupp, Bochum.
He looks optimistic in the future and believes in his project to increase the quality of his metal processing. For this he received a ProStandard loan over EUR 30.000 over 2 years.
KEROL
Loan officer Nenad Plazibat
Branko Poposki is the owner of the only company in Macedonia producing and rolling toilet and kitchen paper out of imported raw material. Since a longer time Mr. Poposki planned to sell his paper products to bigger supermarkets in Macedonia. With his newly bought machine, financed by a loan of EUR 17.000, he increased the quantity and quality of the rolled paper.
EKOPLAST
Loan officer Ejup Hoxha
Ekrem Shefiti is a 37 year old successful businessman. He has factory for producing plastic windows and doors "Ekoplast". He rents business premises together with machines. In August of 2003 he built new premises but he didn't have enough money to buy new machines to start working in his own premises. One day he heard that a new bank "ProCredit Bank" is giving loans to SME-s and he applied for a loan. Just a week after the money was on his account. This was the right investment at the right time because very soon he will work in his own premises, with his own machines. It is obvious that he was more than pleased with the efficiency of the bank since he added that he is interested to have long-term cooperation with PBB not only for future loans but also for other bank services.
P ROGRAFIKA
Loan officer Nenad Plazibat
ProGrafika DOO exists since 1996. The owner of the firm, Mr Dragan Aleksik is in the same business for almost 15 years. In 1989 he registered one of the first private bookstores and office material shops in Skopje. Today ProGrafika DOO is specialized in production and trade with advertising and marketing material. They provide full service, including creative design and print of materials. Specialized machines for printing and cutting posters are used, also machines for printing and cutting color films which are used for neon light-commercials or applying on vehicles. ProGrafika DOO also sells printing materials and usual office materials-retail and wholesale. And finally, ProGrafika DOO is an agent-distributor in Macedonia for the machines they use - ENCAD, San Diego, USA (distributed through Stream Computers, Ljubljana) and SUMMA - Germany (certificate for rights of an exclusive distributor).
They received a Pro Standard loan from ProCredit Bank for buying a new printing machine, giving larger dimension possibilities for printing. | 
