We apply unique and proven know- how that sets new standards in lending to SME in Macedonia. The new credit technology allows our customers to use products and services tailored to their needs.

a) The fastest decision for Your loan applications
You get your loan for only 3 to maximum 14 days after applying and submiting all necessary documents.

b) Favourable lending conditions
You gain professional service, beneficial landing rates and amortization plans suitable to your professional needs.

c) Flexible access in the estimations
We use alternative access in the choice and evaluation of the guaranty. The analysis of the loan officer are based upon the real estimation of the cash flow, not only upon the documents.

d) Gradation principe
If you are a loyal Client of the Bank you get  favourable terms of crediting and other services.
We guarantee long term and mutual useful partnership.